/*
Theme Name: Smart Money Gate
Description: Premium loan comparison platform
Version: 3.1
*/

:root {
    --primary: #2563eb;
    --primary-dark: #1d4ed8;
    --secondary: #059669;
    --accent: #dc2626;
    --dark: #1e293b;
    --light: #f8fafc;
    --gray: #64748b;
    --border: #e2e8f0;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Inter', 'Arial', sans-serif;
    line-height: 1.7;
    color: var(--dark);
    background: var(--light);
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Trust Header */
.trust-header {
    background: var(--primary);
    color: white;
    padding: 10px 0;
    text-align: center;
    font-size: 0.9rem;
}

/* Main Header */
.header {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 20px rgba(0,0,0,0.1);
    border-bottom: 1px solid var(--border);
}

.nav {
    display: flex;
    justify-content: center;
    align-items: center;
    padding: 1rem 0;
}

.logo {
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--primary);
    text-decoration: none;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: white;
    padding: 160px 0 100px;
    margin-top: 80px;
    text-align: center;
    position: relative;
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.hero h1 {
    font-size: 3.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
    line-height: 1.2;
}

.hero-slogan {
    font-size: 1.5rem;
    margin-bottom: 2rem;
    opacity: 0.9;
    font-weight: 500;
}

.hero p {
    font-size: 1.2rem;
    margin-bottom: 2.5rem;
    opacity: 0.95;
}

.cta-button {
    display: inline-block;
    background: var(--accent);
    color: white;
    padding: 18px 45px;
    border-radius: 12px;
    text-decoration: none;
    font-weight: 700;
    font-size: 1.2rem;
    transition: all 0.3s ease;
    border: none;
    cursor: pointer;
    box-shadow: 0 10px 25px rgba(220, 38, 38, 0.3);
    position: relative;
    overflow: hidden;
}

.cta-button::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.4), transparent);
    transition: left 0.6s;
}

.cta-button:hover::before {
    left: 100%;
}

.cta-button:hover {
    background: #b91c1c;
    transform: translateY(-3px);
    box-shadow: 0 15px 35px rgba(220, 38, 38, 0.4);
}

.hero-metrics {
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
    margin-top: 2rem;
}

.metric {
    text-align: center;
}

.metric-value {
    font-size: 2rem;
    font-weight: bold;
}

.metric-label {
    font-size: 0.9rem;
    opacity: 0.9;
}

/* Sections */
.section {
    padding: 100px 0;
    text-align: center;
}

.section-dark {
    background: var(--dark);
    color: white;
}

.section-light {
    background: var(--light);
}

.section-title {
    font-size: 2.5rem;
    font-weight: 800;
    margin-bottom: 1rem;
}

.section-subtitle {
    font-size: 1.2rem;
    color: var(--gray);
    margin-bottom: 3rem;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

/* Trust Badges */
.trust-badges {
    display: flex;
    justify-content: center;
    gap: 2rem;
    margin: 2rem 0;
    flex-wrap: wrap;
}

.trust-badge {
    text-align: center;
    opacity: 0.8;
    transition: all 0.3s ease;
}

.trust-badge:hover {
    opacity: 1;
    transform: scale(1.05);
}

.trust-icon {
    font-size: 2.5rem;
    margin-bottom: 0.5rem;
    display: block;
}

/* Benefits Grid */
.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.benefit-card {
    text-align: center;
    padding: 2rem;
}

.benefit-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
    display: block;
}

/* Offers Grid */
.offers-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
    margin: 3rem 0;
}

.offer-card {
    background: white;
    border-radius: 16px;
    padding: 2.5rem;
    box-shadow: 
        0 4px 6px -1px rgba(0, 0, 0, 0.1),
        0 2px 4px -1px rgba(0, 0, 0, 0.06),
        0 0 0 1px rgba(0, 0, 0, 0.05);
    border: 1px solid var(--border);
    transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
    text-align: center;
}

.offer-card:hover {
    transform: translateY(-8px);
    box-shadow: 
        0 25px 50px -12px rgba(0, 0, 0, 0.25),
        0 0 0 1px var(--primary);
}

.offer-badge {
    position: absolute;
    top: -10px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--accent);
    color: white;
    padding: 8px 20px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 700;
    white-space: nowrap;
}

.offer-icon {
    font-size: 3rem;
    margin-bottom: 1rem;
    display: block;
}

.offer-features {
    list-style: none;
    margin: 1.5rem 0;
    text-align: left;
}

.offer-features li {
    padding: 0.5rem 0;
    border-bottom: 1px solid #f1f5f9;
}

.offer-features li:before {
    content: '✓';
    color: var(--secondary);
    font-weight: bold;
    margin-right: 10px;
}

.rating {
    color: #f59e0b;
    margin: 1rem 0;
    text-align: center;
}

.offer-requirements {
    font-size: 0.8rem;
    margin-top: 1rem;
    opacity: 0.7;
}

/* How It Works */
.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 3rem;
    text-align: center;
}

.step {
    text-align: center;
}

.step-number {
    background: var(--primary);
    color: white;
    width: 80px;
    height: 80px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    margin: 0 auto 1.5rem;
}

/* Testimonials */
.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.testimonial-card {
    background: white;
    padding: 2rem;
    border-radius: 12px;
    box-shadow: 0 5px 20px rgba(0,0,0,0.08);
    text-align: center;
    position: relative;
    transition: all 0.3s ease;
}

.testimonial-card::before {
    content: '"';
    position: absolute;
    top: -10px;
    left: 20px;
    font-size: 4rem;
    color: var(--primary);
    opacity: 0.1;
    font-family: serif;
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: 
        0 20px 40px -4px rgba(0, 0, 0, 0.15),
        0 8px 10px -4px rgba(0, 0, 0, 0.08);
}

.testimonial-author {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 1.5rem;
}

.author-avatar {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: var(--primary);
    margin-right: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: bold;
}

/* FAQ */
.faq-container {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    background: white;
    border-radius: 12px;
    margin-bottom: 1rem;
    overflow: hidden;
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}

.faq-question {
    padding: 1.5rem;
    background: var(--light);
    cursor: pointer;
    font-weight: 600;
    display: flex;
    justify-content: space-between;
    align-items: center;
    transition: background 0.3s ease;
}

.faq-question:hover {
    background: #f1f5f9;
}

.faq-answer {
    padding: 0 1.5rem;
    max-height: 0;
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item.active .faq-answer {
    padding: 1.5rem;
    max-height: 500px;
}

/* Disclaimer Section */
.disclaimer {
    background: #1e293b;
    color: white;
    padding: 3rem 0;
    margin-top: 4rem;
    border-top: 3px solid #dc2626;
}

.disclaimer-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: left;
}

.disclaimer-box {
    background: rgba(255,255,255,0.05);
    padding: 2rem;
    border-radius: 8px;
    margin-bottom: 1.5rem;
}

.disclaimer-links {
    font-size: 0.8rem;
    opacity: 0.9;
    text-align: center;
}

.disclaimer-links a {
    color: white;
    text-decoration: none;
    margin: 0 0.5rem;
}

.disclaimer-links a:hover {
    text-decoration: underline;
}

/* Footer */
.footer {
    background: var(--dark);
    color: white;
    padding: 0;
    text-align: center;
    min-height: 0;
}

.footer .container {
    padding: 0;
    margin: 0;
}

/* ===== ENHANCED FEATURES ===== */

/* Sticky CTA Bar */
.sticky-cta {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: white;
    box-shadow: 0 -4px 20px rgba(0,0,0,0.1);
    padding: 1rem;
    z-index: 1000;
    transform: translateY(100%);
    transition: transform 0.3s ease;
}

.sticky-cta.visible {
    transform: translateY(0);
}

/* Floating Animation */
@keyframes float {
    0%, 100% { transform: translateY(0px); }
    50% { transform: translateY(-10px); }
}

.floating {
    animation: float 3s ease-in-out infinite;
}

/* Progress Bar */
.progress-container {
    width: 100%;
    max-width: 600px;
    margin: 3rem auto;
}

.progress-bar {
    height: 8px;
    background: #e2e8f0;
    border-radius: 4px;
    overflow: hidden;
    position: relative;
}

.progress-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--primary), var(--secondary));
    width: 33.33%;
    transition: width 0.6s ease;
    position: relative;
}

.progress-fill::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: linear-gradient(90deg, transparent, rgba(255,255,255,0.4), transparent);
    animation: shimmer 2s infinite;
}

@keyframes shimmer {
    0% { transform: translateX(-100%); }
    100% { transform: translateX(100%); }
}

/* Loading Skeleton */
.skeleton {
    background: linear-gradient(90deg, #f0f0f0 25%, #e0e0e0 50%, #f0f0f0 75%);
    background-size: 200% 100%;
    animation: loading 1.5s infinite;
}

@keyframes loading {
    0% { background-position: 200% 0; }
    100% { background-position: -200% 0; }
}

/* Enhanced Focus States */
.cta-button:focus {
    outline: 3px solid rgba(37, 99, 235, 0.4);
    outline-offset: 2px;
}

a:focus {
    outline: 2px solid var(--primary);
    outline-offset: 2px;
}

/* Premium Badge */
.premium-badge {
    background: linear-gradient(135deg, #f59e0b, #d97706);
    color: white;
    padding: 0.5rem 1rem;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

/* Section Divider */
.section-divider {
    height: 1px;
    background: linear-gradient(90deg, transparent, #e2e8f0, transparent);
    margin: 4rem 0;
}

/* ===== RESPONSIVE DESIGN ===== */
@media (max-width: 768px) {
    .hero h1 {
        font-size: 2.5rem;
    }
    
    .hero-slogan {
        font-size: 1.2rem;
    }
    
    .hero p {
        font-size: 1.1rem;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .offers-grid {
        grid-template-columns: 1fr;
    }
    
    .trust-badges {
        gap: 1rem;
    }
    
    .trust-icon {
        font-size: 2rem;
    }
    
    .hero-metrics {
        gap: 1rem;
    }
    
    .metric-value {
        font-size: 1.5rem;
    }
    
    .steps-grid {
        gap: 2rem;
    }
    
    .step-number {
        width: 60px;
        height: 60px;
        font-size: 1.5rem;
    }
    
    .testimonials-grid {
        grid-template-columns: 1fr;
    }
    
    .benefits-grid {
        grid-template-columns: 1fr;
    }
    
    .offer-card {
        padding: 2rem;
    }
    
    .cta-button {
        padding: 15px 30px;
        font-size: 1.1rem;
    }
    
    .sticky-cta {
        padding: 0.8rem;
    }
    
    .sticky-cta .container > div {
        flex-direction: column;
        gap: 0.5rem;
        text-align: center;
    }
}

@media (max-width: 480px) {
    .hero {
        padding: 140px 0 80px;
    }
    
    .hero h1 {
        font-size: 2rem;
    }
    
    .hero-slogan {
        font-size: 1.1rem;
    }
    
    .section {
        padding: 80px 0;
    }
    
    .container {
        padding: 0 15px;
    }
    
    .trust-badges {
        flex-direction: column;
        align-items: center;
    }
    
    .hero-metrics {
        flex-direction: column;
        gap: 1.5rem;
    }
}

/* High Contrast Mode */
@media (prefers-contrast: high) {
    :root {
        --primary: #0000ff;
        --accent: #ff0000;
    }
    
    .offer-card {
        border: 2px solid var(--dark);
    }
}

/* Reduced Motion */
@media (prefers-reduced-motion: reduce) {
    * {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}